Why Pre-Qualification is Important

In the market for a mortgage loan? We will be glad to assist you! Call us at (813) 200-7931. Ready to get started? Apply Online Now.

It is important to bring in your mortgage professional early — even before you've begun narrowing down neighborhoods. Why? It might be hard to fathom the ways in which we can help even before you begin to negotiate.

Pre-Qualify

Our mortgage professionals will help you calculate how much of a loan you can qualify for and the monthly mortgage payment amount you are able to afford by getting you pre-qualified. We can do this by reviewing your income and debts, your employment and residence circumstances, the available funds for down payment, required reserves, and other financial considerations. It's short and basic; We keep the paperwork to a minimum.

When you are determined to be eligible, we will prove our confidence in your potential to qualify for a loan by awarding you a Pre-Qualification Letter (also known as a "pre-qual").

Pre-Qualification Power

Once you locate the house that is ideal for you, and you want to put together an offer, being pre-qualified for a mortgage loan will do a number of things. First, you have some concrete numbers in mind, as the total you will qualify for with your loan. Of greater importance to the current home owner, your pre-qualification is like your having walked into their house with a bag full of cash ready to purchase their house! They need not be concerned they're wasting their time if you will not have the ability to qualify for a big enough mortgage. The seller of the home won't wonder if he can count on you to qualify for your loan.Your qualifying for the necessary mortgage loan amount will not be something for them to worry about. They have a virtual guarantee that they can trust your buying power.

We will help you pre-qualify

We will help you determine how much of a loan you can qualify for and the monthly payment amount you can afford by getting you pre-qualified. The process outlines your financial situation - your debt, income, job, down payment money, among other things. It's quick and to the point; and we keep the paperwork to a minimum.

One on one

You can certainly use the mortgage calculators available on our website to get an idea of how much mortgage you can afford - but it's also valuable to meet with one of our mortgage professionals. That way, we'll help you get your pre-qualification letter. For another thing, we could find a different mortgage choice that is a better fit for you. We're eager to hear from you: contact us at (813) 200-7931.

Have questions about pre-qualifying? Call us at (813) 200-7931. Sky Apply Mortgage, Inc answers pre-qualifying questions every day.

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