Why Pre-Qualification is Important

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It's helpful to visit with a mortgage professional first, even if you haven't settled on the kind of house you hope to find. What for? When you don't yet know how much home you want to qualify for, how can we help?

We Will Help You Pre-Qualify

We will help you find out how much of a loan you can qualify for and the monthly mortgage payment amount you are able to afford by getting you pre-qualified. We can achieve this by reviewing your debts and income, your employment and residence situations, your available funds for a down payment, required reserves, and some other things. It's short and basic; We take pride in keeping the paperwork light.

We'll award you a Pre-Qualification Letter once you qualify, that says that we're confident you'll qualify for a predetermined amount of mortgage loan dollars.

Pre-Qualification Power

Holding your pre-qualification letter, several advantages are yours once you find the home you want to put together an offer for. First, you have some concrete numbers in mind, as the total you can borrow. Even more important to the seller, your pre-qualification letter gives them confidence - as if you'd entered their home with a big box of cash to back up the offer! They will not have to wonder if that they're wasting their time if you do not have the ability to qualify for a big enough mortgage loan. The seller of the home won't be concerned that he won't be able to count on you to qualify for your loan.Your qualifying for the necessary mortgage loan amount will not cause them concern. They have a virtual guarantee that they can trust your ability to back up your offer.

We will help you pre-qualify

We will help you calculate how much of a loan you can qualify for and the mortgage payment amount you are able to afford by helping you pre-qualify. We achieve this by considering your income and debts, your work and housing situations, your funds available for a down payment, required reserves, and other financial considerations. We as for a minimum amount of paperwork, with a short, basic process.

One on one

It is vital for you to sit down and meet with us, even though you are free to also use the helpful mortgage calculator tools on this website. We can begin getting your pre-qualification letter. For another thing, we may find a different mortgage option that is a better fit for you. We're eager to meet with you: contact us at (813) 200-7931.

Have questions about pre-qualifying? Call us at (813) 200-7931. Sky Apply Mortgage answers pre-qualifying questions every day.

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