The Importance of Pre-Qualifying

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It's valuable to consult your mortgage professional as soon as possible — even before you've begun narrowing down neighborhoods. What for? It might be difficult to understand the way we could help even before you start to negotiate.

We Can Help You Pre-Qualify

We can help you calculate how much of a mortgage loan you can afford, and the amount of money you will be able to borrow, by taking you through pre-qualifying. During the process, we determine your borrowing potential - analyzing your job, available money for down payment, debts, income, and other circumstances. It is a quick, thorough process with minimal risks for papercuts.

We will award you a Pre-Qualification Letter after you qualify, that states that we are confident you will qualify for up to a specific amount of mortgage loan dollars.

Power in the Pre-Qual

Some beneifits open to you after you've found your new house, and have achieved pre-qualification power. First, you have some concrete numbers in mind, as the amount you will qualify for with your mortgage loan. Even more important to the seller of the house, your pre-qualification status gives them confidence - as if you'd come into their home with a big box of cash to make the offer! They will not need to be concerned that they're wasting their time if you can't have the ability to qualify for a high enough mortgage loan. The seller won't be concerned that he can't count on you to qualify for your mortgage in the amount you'll need.Your qualifying for the necessary loan amount won't cause them concern. You have the sway of a buyer ready to make the deal right now!

We help with your pre-qualification

We will help you see how much of a mortgage loan you can afford, and how much money you may be able to borrow, by taking you through pre-qualifying. We can accomplish this by considering your income and debts, your work and housing circumstances, the available funds for a down payment, required reserves, and other financial considerations. It's a short, thorough process with minimal risks for papercuts.

Face to Face

You can always use the mortgage calculators on this website to get an idea of how much mortgage you can afford - but it's also important to meet with us. We can walk you through your pre-qualification letter. Next, we can review your mortgage program options to make sure you have selected the best one. Contact us at 8132007931 to get started.

Have questions about pre-qualifying? Call us at 8132007931. We answer pre-qualification questions every day.