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Even if you have not narrowed down houses to visit yet, it can be important to see your mortgage pro early. What for? What can we do for you before you have made an offer, and don't know yet the amount you want to borrow?
We Can Help You Pre-Qualify
We can help you see how much of a mortgage you can afford, and the amount of money you may be able to borrow, by walking you through the pre-qualification process. In this process, we calculate your capacity to borrow - reviewing your employment, money available for down payment, debts, income, and other circumstances. It's quick and to the point; We take pride in keeping the paperwork to a minimum.
We'll give you a Pre-Qualification Letter once you qualify, which documents that we are confident you'll qualify for a specific amount of mortgage dollars.
With your pre-qualification letter, a number of advantages are yours when you locate the home you want to put together an offer for. The first is that you'll know the amount you'll be able to afford when calculating your offer.
Even more important to the seller of the home, your pre-qualification gives them certainty - as if you had entered their home with a big box of cash to make the offer! They won't have to be concerned that they are wasting their time if you will not have the ability to qualify for a high enough mortgage. The seller won't be concerned that he won't be able to trust you to qualify for your mortgage in the amount you will need.Your qualifying for your needed mortgage loan amount won't be something for them to worry about. You have the ability to back up your offer.
We will help you with your pre-qualification
We will help determine how much of a mortgage you can afford, and the amount of money you can borrow, by taking you through pre-qualifying. In this process, we explore your ability to borrow - analyzing your earning status, money available for down payment, debt, income, and other circumstances. We will ask for a minimum amount of paperwork, and avoid a lengthy process.
It is vital for you to sit down and talk with us, even though you are welcome to also try the helpful mortgage loan calculator tools on this site. That way, we'll be able to help you get your pre-qualification letter. For another thing, we could locate a different mortgage loan option that is a better fit for you. Let us help you get started: Contact us at (813) 200-7931.
Have questions about pre-qualifying? Call us at (813) 200-7931. It's our job to answer pre-qualification questions, so we're happy to help!