Why it's Important to Pre-Qualify
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Even if you haven't narrowed down homes to view yet, it's valuable to visit with your mortgage loan professional early. What for? How can we help before you have made an offer, and do not yet know the amount you need to borrow?
We Can Help You Pre-Qualify
We can help you calculate how much of a loan you can qualify for and the monthly payment amount you are able to afford by helping you pre-qualify. During this process, we explore your capacity to borrow - looking at your employment, money available for down payment, debt, income, and other circumstances. It's quick and to the point; We take pride in keeping the paperwork light.
We award you a Pre-Qualification Letter when you qualify, which says that we are confident you can qualify for up to a predetermined amount of mortgage loan dollars.
Power in the Pre-Qual
After you locate a house that is right for you, and you want to put together an offer, being pre-qualified for a mortgage loan will do several things. The first is that you can be sure the amount you will be able to afford when putting together the offer.
Your pre-qualification will also make your offer more attractive to the seller, as if you were bringing them a suitcase full of cash! They won't need to wonder if that they have been wasting their time if you can't be able to qualify for a high enough mortgage loan. The seller of the home won't be concerned that he won't be able to trust you to qualify for your mortgage in the amount you'll need.Your qualifying for your needed loan amount will not cause them concern. They have a virtual guarantee to trust your ability to back up your offer.
We will help you pre-qualify
When we pre-qualify you, we help you find out the amount you can afford in monthly mortgage payments you can fit in your budget, and the size of loan you will qualify for. During the process, we calculate your ability to borrow - analyzing your employment, money available for down payment, debt, income, and other circumstances. It's a short, thorough process with minimal risks for papercuts.
One on one
While you are encouraged to use our mortgage calculators on this website, it's essential to meet with us. We can work toward your pre-qualification letter. Next, we can consider your mortgage loan choices and make sure you have chosen the best one. Let us help you get started: Contact us at (813) 200-7931.
Have questions about pre-qualifying? Call us at (813) 200-7931. It's our job to answer pre-qualification questions, so we're happy to help!
Got a Question?
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