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It's helpful to bring in your mortgage loan professional early — even before you've started to consider neighborhoods. What for? If you do not yet know how much house you want to qualify for, how can we help?
We Will Help You Pre-Qualify
We can help determine how much of a mortgage loan you can afford, and how much money you can borrow, by taking you through pre-qualifying. During this process, we look at your borrowing power - reviewing your employment, available money for down payment, existing debt, income, and other circumstances. It's quick and basic; We take pride in keeping the paperwork light.
We'll give you a Pre-Qualification Letter once you qualify, which says that we're confident you'll qualify for up to a predetermined amount of mortgage dollars.
Power in the Pre-Qual
With your pre-qualification letter, some advantages are yours once you find the home you want to put together an offer for. First, it lets you know how much you are able to offer.
More important to the existing home owner, your pre-qualification is like your having walked into their front door with a bag full of money ready to purchase their house! They need not wonder if they have been wasting their time if you don't have the ability to qualify for a big enough mortgage. The seller of the home won't be concerned that he won't be able to trust you to qualify for your mortgage in the amount you will need.Your qualifying for your needed mortgage loan amount won't be something for them to lose sleep over. You can have the influence of a buyer ready to make the deal on the spot!
We will help you pre-qualify
We will help you calculate how much of a mortgage you can afford, and how much money you can borrow, by taking you through pre-qualifying. We achieve this by reviewing your debts and income, your work and residence situations, your available funds for down payment, required reserves, and other financial considerations. We will ask for a minimum amount of paperwork, and avoid a lengthy process.
One on one
While you are able to use our mortgage calculators on our website, it's essential to sit down and talk with one of our mortgage professional team members. For one thing, you'll need a Pre-Qualification Letter! For another thing, we might be able to find a different mortgage loan option that fits your needs better. Let us get you started: Contact us at (813) 200-7931.
Have questions about pre-qualifying? Call us at (813) 200-7931. We answer pre-qualification questions every day.
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