The Importance of Pre-Qualification
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It's helpful to consult your mortgage loan professional early — even before you have begun researching neighborhoods. What for? When you don't know yet how much home you want to qualify for, how can we help?
We Will Help You Pre-Qualify
When we pre-qualify you, we help you determine how much of a monthly payment you can fit in your budget, and how much we of a loan you can qualify for. We will achieve this by considering your debts and income, your employment and residence situations, your funds available for a down payment, required reserves, and other considerations. We will ask for a minimum amount of paperwork, and avoid a lengthy process.
We will award you a Pre-Qualification Letter if you qualify, that states that we're confident you'll qualify for up to a certain amount of mortgage loan dollars.
Power in the Pre-Qual
Several advantages open to you after you find your dream house, and have achieved pre-qualification power. First of all, you have some general numbers in mind, as the amount you can borrow.
Being pre-qualified also will make your offer look even better to the home seller, as if you were bringing them a big box of cash! They will not have to wonder if that they're wasting their time if you can't have the ability to qualify for a high enough mortgage loan. The seller won't wonder if he can count on you to qualify for your loan.Your qualifying for your needed loan amount won't be something for them to lose sleep over. You'll have the influence of a buyer ready to make the purchase on the spot!
We will help you with your pre-qualification
When we pre-qualify you, we help you decide the amount you can afford in monthly mortgage payments you can afford, and how much we of a loan you can qualify for. In the process, we explore your ability to borrow - looking at your job, available money for down payment, debt, income, and other areas. We as for a minimum amount of paperwork, with a quick process.
One on one
It's important to sit down and meet with us, even though you are free to also use the helpful mortgage loan calculator tools on our website. We can walk you through your pre-qualification letter. Then, we will make sure we have found the ideal mortgage loan program for your situation. Contact us at (813) 200-7931 to get started.
Have questions about pre-qualifying? Call us at (813) 200-7931. It's our job to answer pre-qualification questions, so we're happy to help!