Why it's Important to Pre-Qualify

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Even if you have not so much as picked out homes to visit yet, it is advantageous to contact your mortgage pro early. Why? When you do not know yet how much house you want to qualify for, what can we help you with?

Pre-Qualify

When we pre-qualify you, we help you determine how much of a monthly payment you can afford, and the size of loan you can qualify for. The process takes you through your current financial situation - your debts, income, career, and cash available for down payment, among other things. We require a minimum amount of paperwork, and avoid a lengthy process.

After you are considered eligible, we will prove our confidence in your ability to qualify for a mortgage loan by presenting you with a Pre-Qualification Letter (also known as a "pre-qual").

Pre-Qual Power

Some advantages open to you when you have found your new house, and have achieved pre-qualification power. First, it helps you know the amount that you're able to offer. Having pre-qualification can also make your offer more attractive to the seller, like you were bringing them a suitcase full of cash! They won't have to wonder if that they're wasting their time if you won't be able to be able to qualify for a big enough mortgage loan. The seller won't be concerned that he won't be able to trust you to qualify for your loan.Your qualifying for your needed loan amount won't cause them concern. You have the ability to back your offer up.

We will help you pre-qualify

When we pre-qualify you, we help you determine how much of a monthly mortgage payment you can afford, and the loan amount you will qualify for. This process leads you through your finances - your debt, income, employment, cash available for down payment, among other things. It's a quick, thorough process with minimal risks for papercuts.

One-on-One

It is vital to sit down and meet with us, even though you are welcome to also utilize the helpful mortgage loan calculators on this website. For one thing, you will want a Pre-Qualification Letter! Next, we can consider your mortgage loan options to be sure you are in the right one. Let us help you get started: Call us at 8132007931.

Have questions about pre-qualifying? Call us at 8132007931. Sky Apply Mortgage, Inc answers pre-qualifying questions every day.