Why it's Important to Pre-Qualify

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Even if you haven't picked out homes to visit yet, it's important to see your mortgage loan professional early. What for? If you don't know yet how much home you want to qualify for, what can we help you with?

We Can Help You Pre-Qualify

When we pre-qualify you, we help you determine the amount in mortgage payments you can fit in your budget, and the loan amount you can qualify for. The process leads you through your finances - your debt, income, job, and down payment money, among other things. It is a short, thorough process with minimal risks for papercuts.

At the point you are determined to be eligible, we document our confidence in your ability to qualify for a mortgage loan by presenting you with a Pre-Qualification Letter (also known as a "pre-qual").

Buying Clout

With your pre-qualification letter, several advantages are yours when you locate the home you want to make an offer for. The first is that you will be sure what you can afford when putting together your offer. Even more important to the existing owner, your pre-qualification status gives them certainty - as if you had entered their house with a bag of cash to make the offer! They won't need to worry that that they are wasting their time if you can't be able to qualify for a high enough mortgage. The seller won't wonder if he can trust you to qualify for your mortgage in the amount you will need.Your qualifying for your needed loan amount will not be something for them to be concerned about. They have a virtual guarantee to trust your buying power.

We will help you with your pre-qualification

When we pre-qualify you, we help you decide the amount you can afford in monthly mortgage payments you can afford, and the loan amount you will qualify for. This process outlines your current financial situation - your debt, income, career, down payment money, among other things. It's a short, thorough process with minimal risks for papercuts.

Face to Face

While you are encouraged to try our tools to calculate mortgage variables on our site, it is essential to meet with us. For one thing, you will need a Pre-Qualification Letter! Next, we can review your loan choices and make sure you have selected the best one. Contact us at 8132007931 to get started.

Have questions about pre-qualifying? Call us at 8132007931. It's our job to answer pre-qualification questions, so we're happy to help!