When to Talk to a Mortgage Pro About Pre-Qualifying

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Even if you have not narrowed down houses to view yet, it's advantageous to see your mortgage loan professional first. What for? It might be hard to fathom how we can help even before you start to negotiate.

We Can Help You Pre-Qualify

When we pre-qualify you, we help you decide the amount in monthly mortgage payments you can afford, and how much we of a loan you can qualify for. In this process, we explore your ability to borrow - analyzing your employment, money available for down payment, debt, income, and other circumstances. It is a short, thorough process with minimal risks for papercuts.

We'll award you a Pre-Qualification Letter when you qualify, which documents that we are confident you'll qualify for up to a predetermined amount of mortgage loan dollars.

Power in the Pre-Qual

When you find a house that is best for you, and you want to put together an offer, being pre-qualified for a mortgage loan will do a number of things. The first is that you'll be sure what you'll be able to afford when determining your offer. Even more important to the seller of the house, your pre-qualification gives them confidence - as if you'd entered their home with a suitcase of cash to back up the offer! They need not worry that that they are wasting their time if you can't have the ability to qualify for a high enough mortgage loan. The seller of the home won't be concerned that he won't be able to count on you to qualify for your mortgage in the amount you'll need.Your qualifying for the necessary loan amount won't be something for them to fret over. They have a virtual guarantee that they can trust your ability to back up your offer.

We will help you pre-qualify

We will help you find out how much of a loan you can qualify for and the mortgage payment amount you are able to afford by helping you pre-qualify. We will do this by considering your income and debts, your work and housing situations, the funds available for a down payment, required reserves, and other financial considerations. It's quick and to the point; and we take pride in keeping the paperwork to a minimum.

Face to Face

You can certainly use the mortgage calculators available on our site to get an idea of how much mortgage you'll be able to afford - but it's also essential to talk with one of our mortgage professionals. For one thing, you'll need a Pre-Qualification Letter! Then, we'll make sure we have the right mortgage loan program for your situation. Contact us at 8132007931 to get your pre-qualification process started.

Have questions about pre-qualifying? Call us at 8132007931. Sky Apply Mortgage, Inc answers pre-qualifying questions every day.

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