Why Pre-Qualification is Important

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Even if you haven't so much as researched houses to view yet, it is important to visit with your mortgage pro early. Why? If you do not yet know how much house you need to qualify for, how can we help?

We Can Help You Pre-Qualify

When we pre-qualify you, we help you find out how much of a monthly payment you can afford, and the loan amount you will qualify for. We will achieve this by considering your debts and income, your work and residence circumstances, the funds available for down payment, required reserves, and other considerations. We will require a minimum amount of paperwork, and avoid a lengthy process.

We give you a Pre-Qualification Letter if you qualify, which says that we are confident you'll qualify for a certain amount of mortgage dollars.

Buying Power

A number of advantages open to you when you find your next house, and have pre-qualification. The first is that you'll be sure what you can afford when determining your offer. Of greater importance to the home seller, your pre-qualification is like your having entered their house with a bag full of money to purchase their home! They need not wonder if they're wasting their time if you can't have the ability to qualify for a big enough mortgage. The seller won't be concerned that he can't trust you to qualify for your loan.Your qualifying for your needed loan amount will not cause them concern. You have the capability to back your offer up.

We will help you pre-qualify

When we pre-qualify you, we help you find out the amount you can afford in monthly payments you can afford, and the size of loan you can qualify for. During this process, we determine your borrowing power - looking at your earning status, available money for down payment, existing debt, income, and other areas. We require a minimum amount of paperwork, with a short, basic process.

Face to Face

It is important for you to sit down and meet with us, even though you are free to also try the helpful mortgage calculators on our website. That way, we'll be able to help you get your pre-qualification letter. Next, we can consider your mortgage choices to be sure you are in the right one. Let us help you get started: Call us at 8132007931.

Have questions about pre-qualifying? Call us at 8132007931. Sky Apply Mortgage, Inc answers pre-qualifying questions every day.